General Insurance Calculator
General Insurance Calculator
General Insurance Calculator
GATE WAY
PREMIUM AUTO CALUCULATION
PREMIUM AUTO CALCULATION (New S.T & Fire Special)
PRODUCT NAME
VERSION 5.7 (New S.T & Fire Special) TWO WHEELERS
Developed By :
PRIVATE CARS
N. SATEESH KUMAR
Executive Operations, Vizag
COMMERCIAL VEHICLES
(Passenger & Good Carrier)
COMMERCIAL VEHICLES
(Buses etc.,)
TRACTORS
CONSTRUCTION EQUIPMENTS
OWNERSHIP TRANSFER
SHOP KEEPERS
HOUSE KEEPERS
OFFICE PACKAGE
PERSONAL GUARD
HEALTH GUARD
HOSPITAL CASH
TRAVEL COMPANION
MOTOR DEALERS
WORKMEN COMPENSATION
TO
Date : 11/04/2021
Mr. N. Satish,
Visakhapatnam
QUOTATION FOR TWO WHEELERS
TWO WHEELERS :
1.793 1.793 1.883 1.973
NCB VEHICLE IDV
SUM INSURED Upto 75 cc
Upto 75CC 7675CC
cc to 150CCcc
to 150 151
150cc
CCto 350CCcc
to 350 Above 350CCcc
Above 350
RATE RATE RATE RATE
Select NCB :- 500000 (%)
CALCULATION
(%)
CALCULATION
(%)
CALCULATION
(%)
CALCULATION
Select Zone :- A Own Damage :- Basic OD : 1.793 8965 1.793 8965 1.883 9415 1.973 9865
Select Age :- 5 to 10 Yrs (-) Voluntary Deductibles :- 0 0 0 0 0 0 0 0 0
(-) De-Tariff Discount :- 0 0 0 0 0 0 0 0 1
Total OD (After De-Tariff Disc):- 8965 8965 9415 9865 2
Additional Opitions :-
(-) No Claim Bonus : 0 0 0 0 0 0 0 0 3
P.A Cover : Total Own Damage : 8965 8965 9415 9865 4
Thank You,
(Authorised Signatory)
To
Mr.Sateesh Garu Date : 11/04/2021
Visakhapatnam
QUOTATION OF FOUR WHEELER
GATE WAY P R I V A T E C A R ( F/W ) TARIFF
Sateesh, Vsp
Zone :- A Own Damage :- Basic OD : 3.127 12508 3.283 13132 3.44 13760
Age of Vehicle :- < 5 Yrs (+) Electronic Accessories : 4 0 4 0 4 0
(+) Own Damaga CNG KIT : 4 0 4 0 4 0
(-) Voluntary Deductible : 0 0 0 0 0 0
Additional Coverages :-
(-) De-Tariff Discount :- 30 3752 30 3940 30 4128
P.A Cover : Total OD (After De-Tariff Disc):- 8756 9192 9632
Elec Accessories : (-) No Claim Bonus : 0 0 0 0 0 0
CNG KIT : (+) Total Own Damage : 8756 9192 9632
Voluntary Decd : Public Liability :- Basic T.P : 670 800 2500
Additional Loading : (+) Compulsory PA : 1 100 1 100 1 100
(+) LL to Employee : 1 25 1 25 1 25
De-Tariff Ratings :- (+) Public Liability of CNG/LPG Kit : 0 0 0 0 0 0
Discount allowed : Yes (+) Additional P.A : 0 0 0 0 0 0
Enter Discount % : 30 (+) Additional Loading : 0 0 0 0 0 0
Net Premium : 9551 10117 12257
Service Tax : 12.36 1181 12.36 1251 12.36 1515
FINAL PREMIUM :- 10732 11368 13772
Thank You,
(Authorised Signatory)
To
Mr.Sateesh Garu Date : 11/04/2021
Visakhapatnam
QUOTATION OF FOUR WHEELER
GATE WAY FOUR WHEELERS TAXIS TARIFF
Sateesh, Vsp
Yes
No
Yes A 15000
No < 5 Yrs 3.284 3.448 3.612
0 5 to 10 Yrs 3.366 3.534 3.703
20 > 10 Yrs 3.448 3.62 3.793
25 B
35 3.191 3.351 3.51
45 3.271 3.435 3.598
50 A B 3.351 3.519 3.686
BACK
RATES OF PREMIUM FOR OWN DAMAGE RISKS
ZONE B ZONE A
CUBIC CAPACITY CUBIC CAPACITY
Not exceed -ing Exceed -ing Exceeed-ing Not exceed -ing Exceed -ing Exceed -ing
1000cc 1000cc but not 1500 cc 1000 cc 1000cc but not 1500 cc
Age of Vehicles exceed -ing 1500 exceed -ing
cc 1500 cc
3.510 % on
Not Exceeding 5 years 3.191 % on IDV 3.351 % on IDV 3.284 % on IDV 3.448 % on IDV 3.612 % on IDV
IDV
3.686 % on
Exceeding 7 years 3.351 % on IDV 3.519 % on IDV 3.448 % on IDV 3.620 % on IDV 3.793 % on IDV
IDV
Thank You,
(Authorised Signatory)
To
Thank You,
(Authorised Signatory)
TO
Date : 11/04/2021
Mr. N. Satish, QUOTATION OF MISC AND SPECIAL TYPE OF VEHICLE
Visakhapatnam.
Thank You,
(Authorised Signatory)
To
Date : 11/04/2021
Zone :- A Own Damage :- Basic OD : 1.68 1092 1.68 1092 1.68 1092 1.68 1092
Age of vehicle :- > 5 Years (+) Basic OD amount : 350 350 450 450 550 550 680 680
(-) De-Tariff Discount :- 0 0 0 0 0 0 0 0
Total OD (After De-Tariff Disc):- 1442 1542 1642 1772
Additional Coverages :-
(-) No Claim Bonus : 0 0 0 0 0 0 0 0
No. of Passengers:- 3 (+) Total Own Damage : 1442 1542 1642 1772
LL TO EMP :- 2 Liability :- Basic T.P : 3160 3160 3160 3160
PA COVER :- (+) Comp P.A. Cover : 0 0 0 0
De-Tariff Ratings :- (+) LL to Employee : 50 50 50 50
Discount allowed : No (+) LL to passengers : 3 705 3 705 3 705 3 705
Enter Discount % : 20 Net Premium : 5357 5457 5557 5687
Service Tax : 12.36 663 12.36 675 12.36 687 12.36 703
Yes FINAL Premium :- 6020 6132 6244 6390
No
Thank You,
(Authorised Signatory)
C
O
To M
M Date : 11/04/2021
Mr. N.Sateesh, E
Visakhapatnam
R
QUOTATION FOR TRACTOR
C
I
A
TRACTOR TRAILOR SUM COMMERCIAL TRACTOR
AGRICULTURAL TRACTOR L
SUM INSURED INSURED (With 25% Loading)
384750 RATE
TRACTOR CUM
TRACTOR TRAILOR
T DESCRIPTION
RATE
TRACTOR
CUM
ONLY
TRAILOR % TRACTOR
R TRAILOR
Tractor OD : A Tractor OD :
1.19 4579 4579 0 1.19 4579 4579
C
0 Trailor OD : 1.05 0 0 0 T Trailor OD : 1.05 0 0
> 5 Year (-) No Claim Bonus : 0 0 0 0 O TOTAL : 4579 4579
C TOTAL OWN DAMAGE : 4579 4579 0 R (-) No Claim Bonus: 0 0 0
Tractor Public Liability :- Basic T.P : 800 800 0 TOTAL : 4579 4579
(+) Comp P.A : 100 100 0 (+) Loading : 25 1145 1145
(+) LL to Employee : 25 25 0 TOTAL OD PREMIUM : 5723 5723
(+) Fire Contents at Farmers House : 40 40 0 LIABILITY:- Basic T.P : 800 800
Trailor Public Liability :- Basic T.P : 550 0 550 (+) Comp P.A : 100 100
No. of Coolies : 0 0 0 0 (+) L.L.to Emp : 25 25
Net PREMIUM : 6094 5544 550 (+) Fire Content : 40 40
Service Tax : 12.36 754 686 68 (+) Basic Trailor T.P 550 0
FINAL PREMIUM :- 6848 6230 618 (+) No of Coolies : 0 0 0
NET PREMIUM : 7238 6688
405000 :- EX-Show room Price Service Tax 12.36 895 827
384750 :- 5% Dep IDV FINAL PREMIUM :- 8133 7515
Thank You,
(Authorised Signatory)
To
Date : 11/04/2021
Mr. N. Satish,
Visakhapatnam
QUOTATION FOR MOTOR TRADE ROAD TRANSIT
Thank You,
(Authorised Signatory)
To
Date : 11/04/2021
M/s T.R.Pioneer Agro Equip Motors (p) Ltd.,
Guntur.
QUOTATION FOR MOTOR TRADE ROAD RISK
Thank You,
(Authorised Signatory)
To
Date : 11/04/2021
M/s T.R.Pioneer Agro Equip Motors (p) Ltd.,
Guntur.
QUOTATION FOR MOTOR TRADE ROAD RISK
UTATION
Thank You,
(Authorised Signatory)
CALCULATION OF OWNERSHIP TRANSFER FEE
DESCRIPTION
DESCRIPTION FROM
FROM TO
TO DAYS
TP Premium
TP Premium
Excl.
incl. Coverage
Base TP Coverage for
Two Wheelers for Owner
Premium Owner -Cum-
-Cum-Driver
Driver PA
PA incl. S.Tax
incl. S.Tax
Private Cars
TP Premium
TP Premium
Excl.
incl. Coverage
Base TP Coverage for Incl. Paid Driver
Private Cars for Owner
Premium Owner -Cum- incl. S.Tax
-Cum-Driver
Driver PA
PA incl. S.Tax
incl. S.Tax
TP Premium
TP Premium
Excl.
incl. Coverage
Base TP Coverage for Incl. Paid Driver
Goods Carrying Vehicles Public Carriers for Owner
Premium Owner -Cum- incl. S.Tax
-Cum-Driver
Driver PA
PA incl. S.Tax
incl. S.Tax
TP Premium
TP Premium
Excl.
incl. Coverage
Base TP Coverage for Incl. Paid Driver
Goods Carrying Vehicles Public Carriers for Owner
Premium Owner -Cum- incl. S.Tax
-Cum-Driver
Driver PA
PA incl. S.Tax
incl. S.Tax
TP Premium
TP Premium
Excl.
incl. Coverage
Base TP Coverage for Incl. Paid Driver
Goods Carrying Vehicles Public Carriers for Owner
Premium Owner -Cum- incl. S.Tax
-Cum-Driver
Driver PA
PA incl. S.Tax
incl. S.Tax
TP Premium
TP Premium
Excl.
incl. Coverage
Base TP Coverage for Incl. Paid Driver
Goods Carrying Vehicles Private Carriers for Owner
Premium Owner -Cum- incl. S.Tax
-Cum-Driver
Driver PA
PA incl. S.Tax
incl. S.Tax
Page 14 of 32
BAJAJ ALLIANZ GENERAL INSURANCE CO LTD.,
AREA OFFICE, VISAKHAPATNAM
STANDALONE TP PREMIUMS
TP Premium
TP Premium
Excl.
incl. Coverage
Base TP Coverage for Incl. Paid Driver
3 wh Passenger Carrying Vehicles for Owner
Premium Owner -Cum- incl. S.Tax
-Cum-Driver
Driver PA
PA incl. S.Tax
incl. S.Tax
TP Premium
TP Premium
Excl.
4 or more Weheelers Passenger Carrying incl. Coverage
Base TP Coverage for Incl. Paid Driver
Vehicles Exceeding 6 passengers incl. School for Owner
Premium Owner -Cum- incl. S.Tax
Buses -Cum-Driver
Driver PA
PA Incl.S.Tax
Incl.S.Tax
Tractors/Cranes/Excavators/Tippers/Dumpers etc
TP Premium
TP Premium
Excl.
incl. Coverage
Base TP Coverage for Incl. Paid Driver
Tractors etc for Owner
Premium Owner -Cum- incl. S.Tax
-Cum-Driver
Driver PA
PA Incl.S.Tax
Incl.S.Tax
Page 15 of 32
To
11/04/2021
M/s Varun Motors,
Visakhapatnam.
QUOTATION FOR FIRE SIMPLE RISK
SUM
SUM INSURED
INSURED PREMIUM COMPUTATION
FIRE CALCULATION Your Risk Description :-
RATE AMOUNT
100000 (%) (Rs.) Dwellings, Places of worships,
Libraries, Museums, Schools,
RATE : 0.5 50 Colleges, Hospitals including X-ray
Less :- STFI : 0 0 and other Diagnostic clinics, Office
premises, Meeting Rooms,
Less :- RSMTD : 0 0 Auditoriums, Planetarium, Mess
Add :- Earthquake : 0.1 10 Houses, Clubs, Marriage Halls,
Showrooms and display centres
Add :- Terrorism : 0.15 15 where
BASE PREMIUM :- 75
Less :- Commercial Discount : 10 8
NET PREMIUM : 68
Add :Service Tax @ : 12.36 9
FINAL PREMIUM :- 77 77
Thank You,
(Authorised Signatory)
To
11/04/2021
M/s Varun Motors,
Visakhapatnam.
QUOTATION FOR FIRE STORAGE RISK
SUM
SUM INSURED
INSURED PREMIUM COMPUTATION
FIRE CALCULATION Your Risk Description :-
RATE AMOUNT
100000 (%) (Rs.)
RATE : 2.5 250
Less :- STFI : 0 0 Storage of Category I hazardous
Less :- RSMTD : 0 0 Goods
Add :- Earthquake : 0 0
Add :- Terrorism : 0 0
BASE PREMIUM :- 250
Less :- Commercial Discount : 20 50
NET PREMIUM : 200
Add :Service Tax @ : 12.36 25
Thank You,
(Authorised Signatory)
To
11/04/2021
M/s Varun Motors,
Visakhapatnam.
QUOTATION FOR FIRE LONG TERM DWELLING
Shops dealing in goods otherwise not provided for including Laundries, Battery Charging
Risk Description Service Stations, Dry Cleaning, Amusement parks, Hoarding, Neon signs and Sports Galleries,
Outdoor stadiums.
SUM
SUM INSURED
INSURED PREMIUM COMPUTATION
FIRE CALCULATION Your Risk Description :-
RATE AMOUNT
100000 (%) (Rs.)
RATE : 1.8 180 Shops dealing in goods otherwise not
Less : Long Term Discount : 15 27 153 provided for including Laundries, Battery
Charging Service Stations, Dry Cleaning,
Less :- STFI : 0 0 Amusement parks, Hoarding, Neon signs and
Less :- RSMTD : 0 0 Sports Galleries, Outdoor stadiums.
Add :- Earthquake : 0 0
Add :- Terrorism : 0.15 15
BASE PREMIUM :- 168
Less :- Commercial Discount : 10 17 15 3
NET PREMIUM : 151 20 4
Thank You,
(Authorised Signatory)
To
Date : 11/04/2021
Mr. N. Satish,
Visakhapatnam
QUOTATION FOR FIRE SPECIAL PERILS
POLICY
PREMIUM
SUM INSURED
COMPUTATION
RATE AMOUNT
500000 (%) (Rs.)
RATE :
1.5 750
EARTH QUAKE :
0 0
TERRORISM :
0 0
NET PREMIUM :
750
SERVICE TAX : 12.24
92
FINAL PREMIUM :- 842
Thank You,
(Authorised Signatory)
To
Date : 11/04/2021
Mr. N.Satish,
Visakhapatnam.
QUOTATION FOR LONG TERM DWELLING POLICY
SUM PREMIUM
DISCOUNT
DISCOUNT
INSURED COMPUTATION
RATE AMOUNT
Enter here :- 1500000 50 (%) (Rs.)
TERRORISM :
0 0
NET PREMIUM :
5250
SERVICE TAX : 12.24
643
FINAL PREMIUM :- 5893
Thank You,
(Authorised Signatory)
BACK FIRE TARIFF (INDUSTRIAL / MANUFACTURING RISK)
Section Risk Rate
Code Code
4 8 5
Earthquake
Zone Rate
1 1
2 0.5
3 0.2
4 0.1
FIRE TARIFF (INDUSTRIAL / MANUFACTURING RISK)
Rate
Description
1.5
Aluminium ,Zinc,Copper Factories
QUOTATION FOR SHOP KEEPERS PACKAGE POLICY
BAGGAGE 10.00 0 0
TOTAL PREMIUM 0
TOTAL( EXCL. SECTION 1,7&11) 0
SECTIONAL DISCOUNT 0 0% 0
NET PREMIUM 0
Thank you,
SECTIONAL DISCOUNT 1 0% 0
NET PREMIUM 85
Thank you,
RATE
SALARY PER TOTAL NUMBER OF TOTAL SUM RATE NET
DESCRIPTION MONTH NO. MONTHS INSURED %o
ABOVE
PREMIUM
4000
1 12 0 30.00 0.0 0
1 3 0 6.25 2.0 0
1 3 0 67.10 2.0 0
1 3 0 12.15 2.0 0
1 3 0 12.15 2.0 0
1 3 0 67.10 2.0 0
1 3 0 67.10 2.0 0
1 3 0 30.15 2.0 0
1 3 0 30.15 2.0 0
1 3 0 30.15 2.0 0
Thank you,
(Authorised Signature)
QUOTATION FOR MOTER DEALER PACKAGE POLICY
Thank you,
(Authorised Signature)
To
Date : 11/04/2021
Mr. N. Sateesh,
Vizag.
RISK - 1
COVER RATE SUM SUM SUM SUM
PREMIUM PREMIUM PREMIUM
INSURED INSURED INSURED INSURED
Principle Spouse Child - 1 Child - 2
BASIC 0.45 0.00 0.00 0.00
Thank you,
(Authorised Signature)
To
Date : 11/04/2021
Mr. N. Sateesh,
Vizag.
PREMIUM
Child - 2
0.00
0.00
0.00
0.00
Thank you,
(Authorised Signature)
QUOTATION FOR TRAVEL COMPANION
DOB INDVIDUAL
MEMBER AGE
DD-MMM-YYYY PREMIUM
PROPOSER 25-Aug-1947 0
Thank you,
(Authorised Signature)
QUOTATION FOR HOUSE HOLDERS PACKAGE POLICY
Thank you,
(Authorised Signature)
QUOTATION OF HEALTH GUARD INSURANCE
Thank you,
(Authorised Signature)
QUOTATION FOR HOSPITAL CASH INSURANCE
60 DAYS :- Proposer
Spouse
Child2
Child3
Child3
Thank you,
(Authorised Signature)