HDFC Bank Home Loan Features and Benefits

• Loan Amount

  HDFC Bank offers a range of home loan schemes catering to diverse needs, providing loan amounts of up to Rs. 10 Crores, thus accommodating individuals from various segments of society.

• Interest Rate

  HDFC Bank Home Loan ensures affordability with competitive interest rates starting from 8.7%, thereby making EMIs manageable for all.

• Prepayment/Foreclosure Charges

  HDFC Bank Home Loan allows prepayment or foreclosure without incurring any additional charges.

• Processing Fees

  The processing fee for HDFC Bank Home Loan begins at 0.50%, depending on eligibility and the chosen home loan.

• Application Process

  Applying for an HDFC Bank Home Loan is convenient, whether through a visit to the nearest branch or via online application from the comfort of one's home.

• Flexible Tenure

  HDFC Bank Home Loan offers a maximum repayment tenure of up to 30 years with flexibility to choose a tenure according to repayment capability.

• Balance Transfer Facility

  HDFC Bank allows its customers to transfer their existing home loan to another bank or NBFC without any prepayment charges, enabling customers to access better rates and benefits.

• Minimum Documentation

  HDFC Bank simplifies the home loan process and expedites disbursal by requiring minimal documentation from customers.