I live an abundant life on a small, private pension.

I live an abundant life on a small, private pension.

This website provides tips and encouragement for others that want to simplify their life, reduce consumerism, reduce the waste of the planet’s resources, and be more content with what they already have.

Toni G

Hello, I’m Toni.

Being frugal is not about deprivation and ‘being cheap’. It involves making the best use of your resources and skills to enable you to have more choices in how you live your life.

Toni G signature.

A simple, frugal life does not have to involve feeling poor without luxuries, or be just about surviving.

You can feel rich in so many other ways. Through planning, having a positive mindset, using nature’s resources, and by reducing waste, it is possible to thrive, and live your best life, even on a small income.

Simple.

Stay close to nature in all that you do.

Frugal.

Mindfully use your money and resources.

Heart.

Life.

Find joy every day, make time for self care, and be your authentic self.

Latest from my blog

  • Beetroot hummus

    Published On: January 20, 2026Categories: Recipes, Snacks, Vegetarian

    I am trying to eat more beetroot. I know it is good for me, especially  to lower blood pressure. However, I hate beetroot. It tastes like mud to me!  Usually I make a beetroot chocolate [...]

  • Gingerbread.

    Published On: January 15, 2026Categories: Baking

    This is a recipe that I have made for over 50 years. I think it might have originally been from a Margarette Pattern baking book for kids. I even made it in my O'level 'home [...]

  • 8 Meals to make with left over chilli

    Published On: January 10, 2026Categories: Saving money on food

    I probably make a chilli in the slow cooker twice a month. It is one of our favourite meals. Sometimes it has meat in it (I brown the mince first before putting in the slow [...]

  • Blending my own herbal teas

    Published On: January 4, 2026Categories: Saving money on food, Wellbeing

    During the summer I dehydrated  different herbs, fruit, and wild ingredients to make herbal teas.  Herbal teas are a fairly new thing in my life, but a way I have found useful to add more [...]

  • Ways to stay warm without the heating.

    Published On: January 4, 2026Categories: Saving Money

    A cold snap is upon us. It seems extra cold now as it has been a mild winter. We limit the amount of time that the heating is on due to cost. My children and [...]

  • Christmas shepherds pie

    Published On: January 3, 2026Categories: Frugal Festivities, Mains, Saving money on food

    Christmas shepherds pie is a great meal to make on Boxing day, or later if you have frozen the leftovers from your Christmas meal. There are no quantaties as you use what you have. We [...]

  • Skills for a simple, frugal, life

    Published On: January 3, 2026Categories: Living Simply

    Over the last 10 years I have been working at improving my skills to help me thrive in my simple, frugal life. This has  helped me adapt, stopped life feeling tougher as prices have increased, [...]

  • Intention bingo card

    Published On: December 31, 2025Categories: Finding Happiness, Wellbeing

    Someone in my private group had used  an 'intention bingo' card last year, and so a lot of us are making one this year. It is a great way of motivating yourself to take actions [...]

Fresh, organic produce on a shoestring.

Growing your own food.

Slow down, relax and start…

Living simply.

Favourite recipes

Using affordable ingredients and what you already have in the store cupboards, as well as what you can grow and forage.

You might not be able to control how much money you have, but you can control what you do with it.

I hate to throw left over food away, there’s almost always a meal you can make with it. Once you change your mindset, it’s surprising what you can save with a little thought and a little planning.

Money in hand.