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Universitätsbibliothek Heidelberg
Verfasst von:Sayinzoga, Aussi
 Bulte, Erwin H.
 Lensink, Robert
Titel:Financial Literacy and Financial Behaviour: Experimental Evidence from Rural Rwanda
Verlagsort:Oxford
Verlag:Blackwell Publishing Ltd
 John Wiley & Sons Ltd
 Oxford University Press
Jahr:2016
Umfang:29 S.
Fussnoten:Appendix D. Questionnaire used to measure important variables.Data S1. ; ArticleID:ECOJ12217 ; N.W.O. - No. 453-10-001 ; ark:/67375/WNG-WP1ZL3RZ-R ; istex:93DF1CC3F725A263C8A0A367100D02FCFF17069E
Inhalt:We organise a field experiment with smallholder farmers in Rwanda to measure the impact of financial literacy training on financial knowledge and behaviour. The training increased financial literacy of participants, changed their savings and borrowing behaviour and had a positive effect on the new business start-up. However, it failed to have a significant (short-term) impact on income. Using a two-stage regression framework, we identify enhanced financial literacy as one of the important factors explaining behavioural changes. We also test whether financial knowledge spillovers from trained farmers to their peers in local village banks but find no evidence for that.
ISSN:0013-0133
Titel Quelle:The Economic journal (London)
Jahr Quelle:2016
Band/Heft Quelle:126, 594, S. 1571-1599
DOI:doi:10.1111/ecoj.12217
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 DOI: https://doi.org/10.1111/ecoj.12217
Sprache:English
Sach-SW:Development Economics
 Development Economics Group
 Farmers
 Financial literacy
 Impact analysis
 Leerstoelgroep Ontwikkelingseconomie
 Ontwikkelingseconomie
 Studies
 Training
 WASS
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