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== History ==
== History ==
The experience of working in the digital payment industry and the potential for the digital payment business in Indonesia, which is considered promising, encouraged chief executive officer Vincent Iswara to establish the Dana [[digital wallet]].<ref name=ceo>{{Cite news|date=September 9, 2019|title=CEO Dana Vincent Iswara: "Slogan Kami, Ganti Dompet"|url=https://teknologi.bisnis.com/read/20190909/266/1146101/ceo-dana-vincent-iswara-slogan-kami-ganti-dompet|work=[[Bisnis Indonesia|Bisnis.com]]|access-date=2021-06-30|last=Wibawa|first=Hendra|editor-last=Dewi|editor-first=Puput Ady Sukarno & Fitri Sartina|archive-date=2021-07-09|archive-url=https://web.archive.org/web/20210709181242/https://teknologi.bisnis.com/read/20190909/266/1146101/ceo-dana-vincent-iswara-slogan-kami-ganti-dompet|url-status=live}}</ref> Dana began in 2018 as an app offering payments, loyalty points and [[financial services]] powered by KMK Online's digital arm. Dana received permission to operate as a [[fintech]] company throughout Indonesia on December 5, 2018. Through Dana, users are allowed to carry out transactions ranging from [[Invoice|bill payments]], [[Prepaid mobile phone|top up games]]<ref>{{Cite web |url=https://rekor.co.id/dana-id-games/ |title=Salinan arsip |access-date=2022-07-06 |archive-date=2022-07-06 |archive-url=https://web.archive.org/web/20220706115323/https://rekor.co.id/dana-id-games/ |url-status=live}}</ref> online, credit or Dana Paylater,<ref>{{Cite web|url=https://www.rancakmedia.com/finance/6282/cara-aktifkan-dana-paylater-dengan-mudah/|title=Cara Aktifkan Dana Paylater Dengan Mudah Platform Resmi Pembayaran Digital|date=September 7, 2021|website=www.rancakmedia.com|accessdate=March 3, 2023|archive-date=2023-02-23|archive-url=https://web.archive.org/web/20230223210650/https://www.rancakmedia.com/finance/6282/cara-aktifkan-dana-paylater-dengan-mudah/|url-status=live}}</ref> transactions using [[Barcode|barcode scanning]], to [[e-commerce]]. Dana is an official digital payment platform which is directly supervised by Bank Indonesia,<ref>{{Cite web|last=Lovata|first=Andrean|date=September 7, 2021|title=Cara Aktifkan Dana Paylater Platform Resmi Pembayaran Digital|url=https://rancakmedia.com/finance/6282/cara-aktifkan-dana-paylater-dengan-mudah/|website=rancakmedia.com|language=id-ID|access-date=2022-12-21|archive-date=2022-12-21|archive-url=https://web.archive.org/web/20221221014647/https://www.rancakmedia.com/finance/6282/cara-aktifkan-dana-paylater-dengan-mudah/|url-status=live}}</ref>it carries an [[open platform]] and can be used in various applications, online and conventional outlets.
Vincent Israwa launched Dana on 11 November 2018.<ref name=ceo>{{Cite news|date=September 9, 2019|title=CEO Dana Vincent Iswara: "Slogan Kami, Ganti Dompet"|url=https://teknologi.bisnis.com/read/20190909/266/1146101/ceo-dana-vincent-iswara-slogan-kami-ganti-dompet|work=[[Bisnis Indonesia|Bisnis.com]]|access-date=2021-06-30|last=Wibawa|first=Hendra|editor-last=Dewi|editor-first=Puput Ady Sukarno & Fitri Sartina|archive-date=2021-07-09|archive-url=https://web.archive.org/web/20210709181242/https://teknologi.bisnis.com/read/20190909/266/1146101/ceo-dana-vincent-iswara-slogan-kami-ganti-dompet|url-status=live}}</ref> Dana began in 2018 as an app offering payments, loyalty points and [[financial services]] powered by KMK Online's digital arm. Dana received permission to operate as a [[fintech]] company throughout Indonesia on December 5, 2018. Through Dana, users are allowed to carry out transactions ranging from [[Invoice|bill payments]], [[Prepaid mobile phone|top up games]]<ref>{{Cite web |url=https://rekor.co.id/dana-id-games/ |title=Salinan arsip |access-date=2022-07-06 |archive-date=2022-07-06 |archive-url=https://web.archive.org/web/20220706115323/https://rekor.co.id/dana-id-games/ |url-status=live}}</ref> online, credit or Dana Paylater,<ref>{{Cite web|url=https://www.rancakmedia.com/finance/6282/cara-aktifkan-dana-paylater-dengan-mudah/|title=Cara Aktifkan Dana Paylater Dengan Mudah Platform Resmi Pembayaran Digital|date=September 7, 2021|website=www.rancakmedia.com|accessdate=March 3, 2023|archive-date=2023-02-23|archive-url=https://web.archive.org/web/20230223210650/https://www.rancakmedia.com/finance/6282/cara-aktifkan-dana-paylater-dengan-mudah/|url-status=live}}</ref> transactions using [[Barcode|barcode scanning]], to [[e-commerce]]. Dana is an official digital payment platform which is directly supervised by Bank Indonesia,<ref>{{Cite web|last=Lovata|first=Andrean|date=September 7, 2021|title=Cara Aktifkan Dana Paylater Platform Resmi Pembayaran Digital|url=https://rancakmedia.com/finance/6282/cara-aktifkan-dana-paylater-dengan-mudah/|website=rancakmedia.com|language=id-ID|access-date=2022-12-21|archive-date=2022-12-21|archive-url=https://web.archive.org/web/20221221014647/https://www.rancakmedia.com/finance/6282/cara-aktifkan-dana-paylater-dengan-mudah/|url-status=live}}</ref>it carries an [[open platform]] and can be used in various applications, online and conventional outlets.


Dana was developed by the company startup which is an Indonesian legal entity. The main investor of the Fund is PT Elang Sejahtera Mandiri with an ownership portion of 99 percent. Elang Sejahtera Mandiri is a subsidiary of [[Emtek|PT Elang Mahkota Teknologi]] Tbk (EMTEK). EMTEK has a collaboration with [[Ant Group|Ant Financial]]. With the collaboration between Emtek and [[Ant Group|Ant Financial]], Dana received technological support from [[Ant Group|Ant Financial]]. Alipay technology has received recognition in terms of security and reliability in the world of digital transactions. Dana has collaborations with national banks, such as [[Bank Mandiri]], [[Bank Central Asia|BCA]] and [[Bank Rakyat Indonesia|BRI]]. Dana was developed as a wallet for storing limited amounts of funds in accordance with [[Bank Indonesia]] regulations and security standards.<ref>{{Cite news|last=Gideon|date=December 8, 2018|title=Hal yang Perlu Diketahui Soal Dana, Dompet Digital Besutan Anak Negeri|url=https://www.liputan6.com/bisnis/read/3802191/hal-yang-perlu-diketahui-soal-dana-dompet-digital-besutan-anak-negeri|work=[[Liputan6.com]]|language=id|access-date=2021-06-30|editor-last=Wahyuni|editor-first=Nurseffi Dwi|first=Arthur|archive-date=2021-07-09|archive-url=https://web.archive.org/web/20210709182921/https://www.liputan6.com/bisnis/read/3802191/hal-yang-perlu-diketahui-soal-dana-dompet-digital-besutan-anak-negeri|url-status=live}}</ref>
Dana was developed by the company startup which is an Indonesian legal entity. The main investor of the Fund is PT Elang Sejahtera Mandiri with an ownership portion of 99 percent. Elang Sejahtera Mandiri is a subsidiary of [[Emtek|PT Elang Mahkota Teknologi]] Tbk (EMTEK). EMTEK has a collaboration with [[Ant Group|Ant Financial]]. With the collaboration between Emtek and [[Ant Group|Ant Financial]], Dana received technological support from [[Ant Group|Ant Financial]]. Alipay technology has received recognition in terms of security and reliability in the world of digital transactions. Dana has collaborations with national banks, such as [[Bank Mandiri]], [[Bank Central Asia|BCA]] and [[Bank Rakyat Indonesia|BRI]]. Dana was developed as a wallet for storing limited amounts of funds in accordance with [[Bank Indonesia]] regulations and security standards.<ref>{{Cite news|last=Gideon|date=December 8, 2018|title=Hal yang Perlu Diketahui Soal Dana, Dompet Digital Besutan Anak Negeri|url=https://www.liputan6.com/bisnis/read/3802191/hal-yang-perlu-diketahui-soal-dana-dompet-digital-besutan-anak-negeri|work=[[Liputan6.com]]|language=id|access-date=2021-06-30|editor-last=Wahyuni|editor-first=Nurseffi Dwi|first=Arthur|archive-date=2021-07-09|archive-url=https://web.archive.org/web/20210709182921/https://www.liputan6.com/bisnis/read/3802191/hal-yang-perlu-diketahui-soal-dana-dompet-digital-besutan-anak-negeri|url-status=live}}</ref>


Since launching the product on November 11, 2018, until the end of June 2019, Dana has had 20 million users, and reached 1.5&nbsp;million transactions per day.<ref name=ceo/> Dana has more than 800 employees. As a financial technology company, Dana is supported by technology such as Dana Protection, has ISO 27001 Certification and [[Payment Card Industry Data Security Standard]] Certificate, and implements the zero-data sharing policy principle. relating to [[Personal data|Personal Identifiable Information]].
Since launching the product on November 11, 2018, until the end of June 2019, Dana has had 20 million users, and reached 1.5&nbsp;million transactions per day.<ref name=ceo/>


In August 2021, rumors circulated stating that [[Sinar Mas]] would buy 100% of Dana's shares.<ref>{{Cite web|url=https://www.cnbcindonesia.com/market/20210809123524-17-267189/wah-grup-sinarmas-mau-caplok-dana-beneran-nih|title=Wah Grup Sinarmas Mau Caplok Dana, Beneran nih?|first=Syahrizal|last=Sidik|website=CNBC Indonesia|accessdate=March 3, 2023|archive-date=2021-08-09|archive-url=https://web.archive.org/web/20210809083236/https://www.cnbcindonesia.com/market/20210809123524-17-267189/wah-grup-sinarmas-mau-caplok-dana-beneran-nih|url-status=live}}</ref><ref>{{Cite web |url=https://market.bisnis.com/read/20210809/192/1427560/sinarmas-bakal-akuisisi-dana-dari-emtek-emtk-sinyal-lippo-lepas-ovo |title=Sinarmas Bakal Akuisisi Dana dari Emtek (EMTK), Sinyal Lippo Lepas OVO? |date=August 9, 2021 |access-date=2021-08-09 |archive-date=2021-08-09 |archive-url=https://web.archive.org/web/20210809083236/https://market.bisnis.com/read/20210809/192/1427560/sinarmas-bakal-akuisisi-dana-dari-emtek-emtk-sinyal-lippo-lepas-ovo |url-status=live}}</ref> However, this rumor has appeared several times, even though it was finally quite close to the entry of two Sinarmas Group companies, [[Bank Sinarmas]] and PT Dian Swaistika Sentosa, which Sinarmas denied was just an ordinary investment.<ref>{{Cite web|url=https://www.cnbcindonesia.com/market/20220303145151-17-319795/tak-cuma-dssa-bank-sinarmas-ikut-akuisisi-dana-rp-359-m|title=Tak Cuma DSSA, Bank Sinarmas Ikut Akuisisi Dana Rp 359 M|first=Chandra|last=Dwi|website=CNBC Indonesia|accessdate=March 3, 2023|archive-date=2022-04-28|archive-url=https://web.archive.org/web/20220428164539/https://www.cnbcindonesia.com/market/20220303145151-17-319795/tak-cuma-dssa-bank-sinarmas-ikut-akuisisi-dana-rp-359-m|url-status=live}}</ref> With the entry of this funding, the Sinarmas Group is expected to become the largest shareholder,<ref>{{Cite web|url=https://keuangan.kontan.co.id/news/simak-rencana-bisnis-dana-setelah-bergabung-dengan-grup-sinarmas|title=Simak Rencana Bisnis Dana Setelah Bergabung dengan Grup Sinarmas|first=Grahanusa|last=Mediatama|date=March 6, 2022|website=kontan.co.id|accessdate=March 3, 2023|archive-date=2022-03-06|archive-url=https://web.archive.org/web/20220306103143/https://keuangan.kontan.co.id/news/simak-rencana-bisnis-dana-setelah-bergabung-dengan-grup-sinarmas|url-status=live}}</ref> leaving Kreatif Media Karya (EMTEK) with 49% ownership.<ref>{{Cite web|url=https://dailysocial.id/post/emtek-tidak-lagi-jadi-pengendali-induk-dana|title=Emtek Tidak Lagi Jadi Pengendali Induk Danad|website=dailysocial.id|accessdate=March 3, 2023|archive-date=2022-04-28|archive-url=https://web.archive.org/web/20220428164540/https://dailysocial.id/post/emtek-tidak-lagi-jadi-pengendali-induk-dana|url-status=live}}</ref>
In August 2021, rumors circulated stating that [[Sinar Mas]] would buy 100% of Dana's shares.<ref>{{Cite web|url=https://www.cnbcindonesia.com/market/20210809123524-17-267189/wah-grup-sinarmas-mau-caplok-dana-beneran-nih|title=Wah Grup Sinarmas Mau Caplok Dana, Beneran nih?|first=Syahrizal|last=Sidik|website=CNBC Indonesia|accessdate=March 3, 2023|archive-date=2021-08-09|archive-url=https://web.archive.org/web/20210809083236/https://www.cnbcindonesia.com/market/20210809123524-17-267189/wah-grup-sinarmas-mau-caplok-dana-beneran-nih|url-status=live}}</ref><ref>{{Cite web |url=https://market.bisnis.com/read/20210809/192/1427560/sinarmas-bakal-akuisisi-dana-dari-emtek-emtk-sinyal-lippo-lepas-ovo |title=Sinarmas Bakal Akuisisi Dana dari Emtek (EMTK), Sinyal Lippo Lepas OVO? |date=August 9, 2021 |access-date=2021-08-09 |archive-date=2021-08-09 |archive-url=https://web.archive.org/web/20210809083236/https://market.bisnis.com/read/20210809/192/1427560/sinarmas-bakal-akuisisi-dana-dari-emtek-emtk-sinyal-lippo-lepas-ovo |url-status=live}}</ref> However, this rumor has appeared several times, even though it was finally quite close to the entry of two Sinarmas Group companies, [[Bank Sinarmas]] and PT Dian Swaistika Sentosa, which Sinarmas denied was just an ordinary investment.<ref>{{Cite web|url=https://www.cnbcindonesia.com/market/20220303145151-17-319795/tak-cuma-dssa-bank-sinarmas-ikut-akuisisi-dana-rp-359-m|title=Tak Cuma DSSA, Bank Sinarmas Ikut Akuisisi Dana Rp 359 M|first=Chandra|last=Dwi|website=CNBC Indonesia|accessdate=March 3, 2023|archive-date=2022-04-28|archive-url=https://web.archive.org/web/20220428164539/https://www.cnbcindonesia.com/market/20220303145151-17-319795/tak-cuma-dssa-bank-sinarmas-ikut-akuisisi-dana-rp-359-m|url-status=live}}</ref> With the entry of this funding, the Sinarmas Group is expected to become the largest shareholder,<ref>{{Cite web|url=https://keuangan.kontan.co.id/news/simak-rencana-bisnis-dana-setelah-bergabung-dengan-grup-sinarmas|title=Simak Rencana Bisnis Dana Setelah Bergabung dengan Grup Sinarmas|first=Grahanusa|last=Mediatama|date=March 6, 2022|website=kontan.co.id|accessdate=March 3, 2023|archive-date=2022-03-06|archive-url=https://web.archive.org/web/20220306103143/https://keuangan.kontan.co.id/news/simak-rencana-bisnis-dana-setelah-bergabung-dengan-grup-sinarmas|url-status=live}}</ref> leaving Kreatif Media Karya (EMTEK) with 49% ownership.<ref>{{Cite web|url=https://dailysocial.id/post/emtek-tidak-lagi-jadi-pengendali-induk-dana|title=Emtek Tidak Lagi Jadi Pengendali Induk Danad|website=dailysocial.id|accessdate=March 3, 2023|archive-date=2022-04-28|archive-url=https://web.archive.org/web/20220428164540/https://dailysocial.id/post/emtek-tidak-lagi-jadi-pengendali-induk-dana|url-status=live}}</ref>

Revision as of 01:00, 4 June 2024

PT Espay Debit Indonesia Koe
DANA
IndustryInformation technology
FoundedDecember 5, 2018
FoundersVincent Iswara
Headquarters
Capital Place Lantai 18, Jl. Gatot Subroto RT.6/RW.1, Kuningan Barat, Mampang Prapatan, South Jakarta
,
Indonesia
Key people
Vincent Iswara
OwnerSinar Mas Multiartha
Number of employees
> 800 employees
Websitedana.id

Dana is a digital financial service based in Jakarta, Indonesia, which acts as a digital payment to replace conventional wallets. Founded in 2018, Dana is a digital wallet registered with Bank Indonesia with four licenses including electronic money, digital wallet, money transfer, and digital financial liquidity.

History

Vincent Israwa launched Dana on 11 November 2018.[1] Dana began in 2018 as an app offering payments, loyalty points and financial services powered by KMK Online's digital arm. Dana received permission to operate as a fintech company throughout Indonesia on December 5, 2018. Through Dana, users are allowed to carry out transactions ranging from bill payments, top up games[2] online, credit or Dana Paylater,[3] transactions using barcode scanning, to e-commerce. Dana is an official digital payment platform which is directly supervised by Bank Indonesia,[4]it carries an open platform and can be used in various applications, online and conventional outlets.

Dana was developed by the company startup which is an Indonesian legal entity. The main investor of the Fund is PT Elang Sejahtera Mandiri with an ownership portion of 99 percent. Elang Sejahtera Mandiri is a subsidiary of PT Elang Mahkota Teknologi Tbk (EMTEK). EMTEK has a collaboration with Ant Financial. With the collaboration between Emtek and Ant Financial, Dana received technological support from Ant Financial. Alipay technology has received recognition in terms of security and reliability in the world of digital transactions. Dana has collaborations with national banks, such as Bank Mandiri, BCA and BRI. Dana was developed as a wallet for storing limited amounts of funds in accordance with Bank Indonesia regulations and security standards.[5]

Since launching the product on November 11, 2018, until the end of June 2019, Dana has had 20 million users, and reached 1.5 million transactions per day.[1]

In August 2021, rumors circulated stating that Sinar Mas would buy 100% of Dana's shares.[6][7] However, this rumor has appeared several times, even though it was finally quite close to the entry of two Sinarmas Group companies, Bank Sinarmas and PT Dian Swaistika Sentosa, which Sinarmas denied was just an ordinary investment.[8] With the entry of this funding, the Sinarmas Group is expected to become the largest shareholder,[9] leaving Kreatif Media Karya (EMTEK) with 49% ownership.[10]

References

  1. ^ a b Wibawa, Hendra (September 9, 2019). Dewi, Puput Ady Sukarno & Fitri Sartina (ed.). "CEO Dana Vincent Iswara: "Slogan Kami, Ganti Dompet"". Bisnis.com. Archived from the original on July 9, 2021. Retrieved June 30, 2021.
  2. ^ "Salinan arsip". Archived from the original on July 6, 2022. Retrieved July 6, 2022.
  3. ^ "Cara Aktifkan Dana Paylater Dengan Mudah Platform Resmi Pembayaran Digital". www.rancakmedia.com. September 7, 2021. Archived from the original on February 23, 2023. Retrieved March 3, 2023.
  4. ^ Lovata, Andrean (September 7, 2021). "Cara Aktifkan Dana Paylater Platform Resmi Pembayaran Digital". rancakmedia.com (in Indonesian). Archived from the original on December 21, 2022. Retrieved December 21, 2022.
  5. ^ Gideon, Arthur (December 8, 2018). Wahyuni, Nurseffi Dwi (ed.). "Hal yang Perlu Diketahui Soal Dana, Dompet Digital Besutan Anak Negeri". Liputan6.com (in Indonesian). Archived from the original on July 9, 2021. Retrieved June 30, 2021.
  6. ^ Sidik, Syahrizal. "Wah Grup Sinarmas Mau Caplok Dana, Beneran nih?". CNBC Indonesia. Archived from the original on August 9, 2021. Retrieved March 3, 2023.
  7. ^ "Sinarmas Bakal Akuisisi Dana dari Emtek (EMTK), Sinyal Lippo Lepas OVO?". August 9, 2021. Archived from the original on August 9, 2021. Retrieved August 9, 2021.
  8. ^ Dwi, Chandra. "Tak Cuma DSSA, Bank Sinarmas Ikut Akuisisi Dana Rp 359 M". CNBC Indonesia. Archived from the original on April 28, 2022. Retrieved March 3, 2023.
  9. ^ Mediatama, Grahanusa (March 6, 2022). "Simak Rencana Bisnis Dana Setelah Bergabung dengan Grup Sinarmas". kontan.co.id. Archived from the original on March 6, 2022. Retrieved March 3, 2023.
  10. ^ "Emtek Tidak Lagi Jadi Pengendali Induk Danad". dailysocial.id. Archived from the original on April 28, 2022. Retrieved March 3, 2023.
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