Healthcare in China: Difference between revisions

'''Healthcare in China''' has undergone basic changes over the [[20th century|twentieth century]] and [[21st century|twenty-first century]], using both [[Publicly funded health care|public]] and private medical institutions and [[Health insurance|insurance]] programs. As of 2020, about 95% of the population has at least basic [[health insurance]] coverage.<ref name=":8" /> Basic medical insurance includes two systems: employee medical insurance and resident medical insurance. The former covers the [[urban]] employed population, and the latter covers the urban non-employed population and the rural population. A total of 25% of the people covered by the basic medical insurance participated in the employee medical insurance, a total of 344 million people; 75% participated in the residents' medical insurance, a total of 1.017 billion people.<ref name=":8">{{Cite web |title=国家医疗保障局 政策解读 "十四五"全民医疗保障规划一问一答 |url=http://www.nhsa.gov.cn/art/2021/9/30/art_38_6144.html |url-status=live |archive-url=https://web.archive.org/web/20220126030020/http://www.nhsa.gov.cn/art/2021/9/30/art_38_6144.html |archive-date=2022-01-26 |access-date=2022-01-26 |website=www.nhsa.gov.cn}}</ref> Medical assistance has subsidized 78 million poor people to participate in basic medical insurance, and the coverage of poor people has stabilized at over 99.9%.<ref name=":8" /> Despite this, Public health insurance generally only covers about half of medical costs, with the proportion lower for serious or [[Chronic illness|chronic illnesses]]. Under the "Healthy China 2020" initiative, China has undertaken an effort to cut healthcare costs, requiring insurance to cover 70% of costs by the end of 2018.<ref>{{cite web |title=Xinhua Insight: China's rural residents enjoy better healthcare - Xinhua &#124; English.news.cn |url=http://news.xinhuanet.com/english/2016-02/26/c_135131604.htm |url-status=dead |archive-url=https://web.archive.org/web/20160226150724/http://news.xinhuanet.com/english/2016-02/26/c_135131604.htm |archive-date=26 February 2016 |access-date=9 August 2022 |website=news.xinhuanet.com}}</ref><ref name="nytimes.com">{{Cite web |title=China's Health Care Reform: Far from Sufficient |url=https://www.nytimes.com/roomfordebate/2011/11/01/is-china-facing-a-health-care-crisis/chinas-health-care-reform-far-from-sufficient |website=[[The New York Times]]}}</ref> In addition, there are policies such as [[critical illness insurance]] and medical assistance. China's commercial health insurance is also proliferating. In 2020, the country's commercial health insurance premium income amounted to 817.3 billion yuan, with an average annual growth rate of 20%. China's coverage of maternity insurance has continued to expand, by the end of 2020, 235.673 million people were insured under maternity insurance.<ref name=":8" />