The AI-Friendly Payment Layer
Add instant 402 paywalls to agents, APIs, and MCP calls without keys or accounts, enabling autonomous payments, universal token support, and verifiable on-chain settlement.
Available on
Arbitrum
Fragmented Access: APIs sit behind inconsistent key systems and closed gateways, forcing custom integrations and manual credential handling
Agent Limitations: AI agents cannot discover services, pass KYC, or use credit-card billing flows, blocking autonomous machine-to-machine commerce
Rigid Payment Rails: Current 402 implementations rely on centralized or chain-specific infrastructure, preventing agents from acting as both clients and servers
The d402 Solution
Autonomous & Discoverable: Agents locate and invoke services through a public index using the IATP standard, with permissionless facilitators providing async on-chain settlement
Chain Agnostic: A universal 402 payment layer where servers and agents accept any token on any chain, configurable to any ecosystem’s preferred assets
Sovereign: Every agent and MCP server uses a self-custodied IATPWallet smart account, enabling verifiable execution, independent settlement, and true agent-to-agent commerce






