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From: tgray@netcom.com (Tom Gray)
Subject: Re: No employment available for mathematician/genius/programmer(LISP)
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References: <3geqbg$2g2@openlink.openlink.com> <psyclerD35t8F.LDK@netcom.com> <3gltbr$ka9@news.icaen.uiowa.edu> <psyclerD3BC6A.7Bp@netcom.com>
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Date: Wed, 1 Feb 1995 17:58:28 GMT
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In article <psyclerD3BC6A.7Bp@netcom.com>, psycler@netcom.com (Psycler) wrote:

> Someone 
> emailed me that it was illegal, however I doubt it because that
> would be stated in the cardholders agreement which it is not.
> ...
> There's nothing illegal about that and the only major
> difference between that idea and mine is the institution of
> your independence from another potential bureaucracy. That is,
> you are your own bank.

Don't doubt that it certainly is Fraud.  The creditors can *collectively*
sue you and prove that you *willfully* made charges on their cards with
which you had no means to pay back.  You would not be protected even if
you declared Bankruptcy.

Our Roman court system enforces the "intent" of the Law before they
enforce the "letter" of the Law.
