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From: psycler@netcom.com (Psycler)
Subject: Re: No employment available for mathematician/genius/programmer(LISP)
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Date: Sun, 29 Jan 1995 09:05:03 GMT
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Xref: glinda.oz.cs.cmu.edu sci.math:93387 comp.sys.mac.programmer:127315 comp.lang.lisp:16541

Robert Elton Maas (rem@BTR.Com) wrote:

: Will I have to be forever unemployed because of this terrible job
: market?? Won't anybody give me a chance to earn some money any more??
: Will my two little children (born 1990.Mar and 1991.Dec) and I have to
: rely on welfare for part of our living expenses and "incur debt" for
: the rest, until my ability to go deeper into debt reaches its limit (we
: are currently over $25,000 in debt, and have unused MasterCard&VISA
: credit limit of another $30,000, but eventually even that might run
: out) and we can no longer pay the rent so we all have to vacate a
: decent residence and live in the streets begging for handouts from
: passersby? Can't some generous employer, or just somebody with some
: extra money to spend on special information services, give a chance to
: the person who compiled the toplevel meta-index to the InterNet,
: recently converted to HTML format to be part of the WWW?

Okay. I have an idea that might just work for you. You have
$30k unused credit on credit cards, right?  Most credit cards will
provide you checks that draw off of your credit limit but 
function like checks from a regular checking account. Now,
assuming you have more than one credit account (you say visa
*and* mastercard), what you do is start using those checks to pay your
bills, including your credit card bills. Each month, you pay
your mc bill with a visa check and your visa bill with a mc check.
If you can minimize your overall spending, then your excess of 
$30k credit should last you quite a long time. Now, by
paying off the full balance each month in this method, you
will be establishing an AAAA credit history. That will aid
you when your credit of $30k is reduced to $5k and you need to
open up more credit card accounts with $25k limits to pay off
the balances of the now existing accounts. But, believe me
it's a self-perpetuating access to money that's just sitting
around not doing anything useful and in all rights, you 
deserve access to it. You can spend your life work free if
you're not afraid of debt. Go for it.
-- 
          Psycler                                        
